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Listing provided courtesy of HomeSmart Connect LLCMREDas Distributed by MLSGrid- MLS# 12590411MLS Provider

20798 White Oaks RoadMorrison, IL 61270

Single Family · 3 Beds · 3 Full Baths · 2,717 Sq. ft. | 6.84 Acres
$450,000 Active

20798 White Oaks Road Overview

Time on Site:
109 days
Visits:
8

Tucked away in a peaceful 15-home rural subdivision, this expansive 6.8-acre retreat offers the best of country living just 5 minutes from I-88 access, 6 minutes from the quaint city of Morrison and 10 minutes from the city of Sterling. Surrounded by rolling farmland and woods, it's the largest acreage in the neighborhood, offering privacy and tranquility while still maintaining a sense of community and quick access to town. Wildlife abounds on this outdoor lover's paradise. The property features a winding creek, mature oak trees, and thousands of perennial wildflowers. A divided 30x40 barn with concrete floors opens to fenced pastures ideal for horses. You'll also find a wooden hen house, an orchard with multi variety fruit trees, scenic walking paths, a sledding hill, and sunny lower pasture areas perfect for gardening, riding, or recreation. The spacious ranch-style home includes 3 bedrooms, 3 updated full baths, beautiful hardwood floors, fireplaces of hand cut stone/masonry, double sided on the upper level, single large on the lower and a 2.5-car garage which has built-ins and a workshop ideal for hobbyists or extra storage. The walkout lower level features a large family room, a kitchenette, a full bath, and a bonus room, perfect for a guest suite, rental, or multi-generational living. A stunning sun-room connects to the outdoors and leads via spiral staircase to an upper deck overlooking the serene landscape. This one-of-a-kind property is ideal for animal lovers, hobbyists, or families seeking a private, nature-filled escape with modern amenities and convenient location. Don't miss this rare opportunity. Schedule your showing today!

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20798 White Oaks Road Facts & Features

  • Type Single Family
  • Sq. ft. 2,717
  • Price/Sq.ft. $166
  • Lot 6.84 Acres

Details

General

Association/HOA

  • Association Fee: $0.00
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None

School Information

  • School District: 5

Building Information

  • New Construction: No
  • Year Built: 1964

Location/Region

  • County Or Parish: Whiteside
  • MLS Area Major: Morrison
  • Township: Hopkins

Tax Information

  • Tax Annual Amount: $5,799.00
  • Tax Year: 2024

General Information

  • Ownership: Fee Simple
  • Parcel Number: 10194760040000
  • Possible Use: Horses
  • Property Type: Residential
  • Special Listing Conditions: None

Interior

Building Information

  • Approx. Total Finished SqFt.: 0
  • Disability Access: No
  • Total SqFt.: 0

Parking Information

  • Garage Spaces: 2.5

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Bedrooms Possible: 3

General Information

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Water Purifier, Water Purifier Owned, Water Softener, Water Softener Owned, Gas Cooktop, Gas Oven
  • Basement: Finished, Walk-Out Access
  • Cooling: Window Unit(s)
  • Electric: Circuit Breakers, 100 Amp Service
  • Fireplace Features: Double Sided,Wood Burning
  • Fireplaces Total: 2
  • Flooring: Hardwood
  • Foundation Details: Concrete Perimeter
  • Heating: Natural Gas, Baseboard, Radiant
  • Interior Features: In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Separate Dining Room, Workshop
  • Living Area: 2717
  • Living Area Source: Appraiser
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Water Heater-Gas
  • Rooms Total: 10
  • Window Features: Window Treatments

Exterior

Parking Information

  • Parking Features: Asphalt, Garage Door Opener, Yes, Attached, Garage
  • Parking Total: 2.5

Lot Information

  • Lot Features: Mature Trees
  • Lot Size Acres: 6.8395
  • Lot Size Dimensions: 728X422X681X425
  • Water Source: Well

Waterfront/View

  • Waterfront: No

Building Exterior/Construction

  • Architectural Style: Ranch
  • Construction Materials: Cedar, Stone
  • Roof: Asphalt

General Information

  • Other Structures: Workshop,Barn(s),Poultry Coop,Stable(s)
  • Sewer: Septic Tank

Room Information

Room: Bonus Room

  • Level: Lower
  • Dimensions: 11X10

Room: Family Room - Down

  • Level: Lower
  • Dimensions: 23X15

Room: Kitchen- 2nd

  • Level: Lower
  • Dimensions: 9X7

Room: Laundry

  • Level: Lower
  • Dimensions: 10X7

Room: Bedroom 2

  • Level: Main
  • Dimensions: 10X10

Room: Bedroom 3

  • Level: Main
  • Dimensions: 10X10

Room: Dining Room

  • Level: Main
  • Dimensions: 16X9

Room: Kitchen

  • Level: Main
  • Dimensions: 16X15

Room: Living Room

  • Level: Main
  • Dimensions: 23X21

Room: Master Bedroom

  • Level: Main
  • Dimensions: 21X13

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

  • Level: N/A

Room: Bedroom 4

  • Level: N/A

Room: Family Room

  • Level: N/A

Room: Heated Sun Room

  • Level: Walkout Basement
  • Dimensions: 34X18

20798 White Oaks Road Neighborhood

Community

61270 (Morrison) Demographics

43
Median Age
44
Population Density (per sq. mile)
35%
College Educated
$67,315
Estimated Median Income
2,215
Estimated Total Home Owners
461
Estimated Total Renters
83% / 17%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

20798 White Oaks Road Monthly Cost

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Eric Nowik
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

20798 White Oaks Road Market Data

Based on the last 30 days in this zip code

$238,722
Average List Price
$126
Average Price per Square Foot
10
Properties Sold
76
Average Days on Market
31
Properties for Sale
Calculations provided by Reliance Network

20798 White Oaks Road History

Date Event Value Agent
6/7/2026Source: MRED Status Change
Active
6/2/2026Source: MRED Price Reduction
$450,000 -4.2%
6/2/2026Source: MRED Status Change
Price Change
5/20/2026Source: MRED Status Change
Active
5/15/2026Source: MRED Price Reduction
$469,900 -2.1%
5/15/2026Source: MRED Status Change
Price Change
3/17/2026Source: MRED Status Change
Active
3/12/2026Source: MRED Added to Database
March 12, 2026